Perspectives Mar 15 AI, regulatory shifts, and digital bank expansion to define fintech in 2024 Generative AI revolutionises banking operations, regulatory frameworks adapt to innovation, and digital banks expand in global markets, marking signif... 7217
Perspectives May 05 Technology, the game changer in climate-risk disclosure by companies seeking ESG investors The lack of a global standard for disclosure for companies reporting climate-related risks and opportunities have led central banks to propose technol... 8930
Perspectives May 05 Technology, the game changer in climate-risk disclosure by companies seeking ESG investors The lack of a global standard for disclosure for companies reporting climate-related risks and opportunities have led central banks to propose technol... 1057
Perspectives Apr 20 Financial risks after SVB and Credit Suisse—scanning for sources of future instability The party came to an end with the collapse of US banks and Credit Suisse, and the industry must be wary of the sources of future instability... 2874
Perspectives Apr 04 Thailand moves closer to the launch of digital-only banks Competition will be stiff for the three digital banking licences that Bank of Thailand plans to issue next year since finalising its framework on the ... 10738
Perspectives Mar 29 Closing the generation gap in wealthy families Studying how Asian families manage wealth from one generation to the next has led advisors to enhance how they work with high-net-worth families... 999
Perspectives Mar 28 Closing the generation gap in wealthy families Studying how Asian families manage wealth from one generation to the next has led advisors to enhance how they work with high-net-worth families... 8801
Perspectives Mar 15 Starling’s Engine grows SaaS business with mobile-first platform Sam Everington, CEO of Engine, Starling Bank’s technology arm, discussed the advantages of the cloud-native and modular Software-as-a-Service bankin... 6745
Perspectives Mar 09 Edge computing boosts branch banking in risk management and data governance By combing various technologies such as artificial intelligence, big data, 5G, and internet of things, edge computing is a viable solution to issues s... 1191
Perspectives Feb 15 Did FTX collapse sound the death knell for crypto exchanges? The collapse of cryptocurrency giant FTX in late 2022 sent shockwaves throughout the crypto world. Previously valued at $32 billion, FTX filed for ban... 1244
Perspectives Feb 13 Indian banks pivot to modernising core architecture Growing transaction volumes are pushing Indian banks to rethink technology architecture to integrate cloud and data capabilities to meet growing trans... 2164
Perspectives Feb 13 wCBDC payments edge closer to reality but not without considerations Central banks worldwide increasingly recognise the benefits of wholesale central bank digital currencies (wCBDCs) in making remittances and other cros... 1047
Perspectives Jan 30 Chinese private banks strengthen philanthropic planning services in line with President Xi’s ‘common prosperity’ goal Chinese private banks are upgrading philanthropic planning services to cater to increased demand following the country’s ‘common prosperity’ pol... 777
Perspectives Jan 16 SEA digital wallets to grow by 17% CAGR until 2025, boosted by e-commerce Digital wallets are driving a transformation of financial services around the world. The gross transaction value of all platforms in Southeast Asia gr... 2141
Perspectives Jan 09 Chinese banks end robo-advisory services amid increased scrutiny China Merchant Bank (CMB), Industrial and Commercial Bank of China (ICBC) and other major Chinese commercial banks have stopped robo-advisory services... 1321
Perspectives Dec 28 COP27 has little direct effect on HNWIs Many HNWIs took action after COP26 to reduce the effect of climate change, but despite the expectation that more will be done, COP27 failed to deliver... 7880
Perspectives Dec 28 Are there new lessons to be learnt from the FTX collapse? In the wake of the collapse of the FTX Group, questions are being asked about whether all players in the cryptocurrency sector suffer from the same go... 3972
Perspectives Dec 28 COP27 has little direct effect on HNWIs Many HNWIs took action after COP26 to reduce the effect of climate change, but despite the expectation that more will be done, COP27 failed to deliver... 1165
Perspectives Dec 16 UAE banks riding the eKYC wave UAE launched its KYC Blockchain Platform in February 2020. This national ecosystem allows data sharing between licensing authorities and banks in the ... 6119
Perspectives Dec 09 DBS, and other banks to benefit from opportunities in the metaverse More financial players and commercial banks are experimenting in the metaverse. However, it is unclear whether customers will adopt these ventures in ... 5768
Perspectives Sep 01 Egypt's mobile wallet penetration to reach 50% in 2025 The Egyptian government introduced several initiatives such as developing its information and communication technology (ICT) infrastructure, fostering... 14679
Perspectives Aug 31 Henan bank crisis weakens China's financial security The crisis at Henan rural banks involves more than 400 thousand depositors across China, and is estimated to cause at least RMB 40 billion ($5.99 bill... 4159
Perspectives Jul 28 New swap agreement to hasten RMB internationalisation Despite China’s contribution to international trade, which has risen from 4% in 2000 to 12% in 2021, the share of RMB transactions in the global set... 6093
Perspectives Jul 20 Value of top 20 cryptocurrencies plunged 60% in July 2022 More than a third of the 31,000 cryptocurrencies have disappeared from marketplaces, with many more recording large losses in valuation, despite the i... 8184
Perspectives Jun 21 China's green loan balance to hit $3.3 trillion by end 2022 China has the largest green loan balance in the world, estimates place its green loan balance at $ 3.3 trillion by end of 2022... 1419
Perspectives Jun 21 China's green loan balance to hit $3.3 trillion by end 2022 China has the largest green loan balance in the world, estimates place its green loan balance at $3.3 trillion by end of 2022 ... 13200
Perspectives Jun 20 Bank Danamon’s Itagaki: “Danamon’s synergy with MUFG leverages local brand and management in Indonesia” In this RadioFinance session, Yasushi Itagaki, CEO of Bank Danamon discussed how Indonesia responded to the COVID-19 pandemic, and how the bank inten... 2384
Perspectives May 24 The metaverse race accelerates Several organisations have jumped on the metaverse bandwagon with alacrity, investing in technology and digital assets to gain from its potential, but... 4679
Perspectives May 23 Outages unsettle global cloud market With increased flexibility, cost effectiveness, and overall performance, moving digital infrastructure to the cloud is slowly becoming best practice f... 4181
Perspectives May 20 Project Dunbar next-generation payment raises more questions than answers Multi-CBDCs will allow international settlements on a single platform, streamlining cross-border payments. Project Dunbar offers insights and challeng... 6267
Perspectives Apr 21 Big tech credit expected to reach $1 trillion by 2023 Digital and incumbent banks face growing threats from big tech and payment platforms that are evolving into full-scale financial services players. La... 12409
Perspectives Apr 18 BNPL to lose $5.2 billion in Asia Pacific by 2025 Buy now, pay later (BNPL) schemes in Asia Pacific lag behind other markets in usage and profitability despite early investor excitement over this late... 36104
Perspectives Apr 18 Alternative SME financing in Asia Pacific to grow two or more times by 2022 Alternative business lending by SME focused digital banks and P2P/marketplace platforms are battling operating and market challenges to set out on a ... 11263
Perspectives Mar 24 Rise of digital banks in Africa: Challenges and opportunities Africa-focused digital banks seeking to plug the financial services gap of the unbanked face a market of about 300 million potential customers. Having... 7430
Perspectives Mar 16 eNaira to narrow financial inclusion gap in Nigeria Africa’s largest economy joins the growing list of countries turning to digital money to cut transaction costs and get more people to participate in... 9798
Perspectives Mar 10 BNPL in Africa to reach $7.18 bn in 2022 Africa represents a large growth opportunity for buy-now-pay-later (BNPL) service providers. With increased digitisation and smartphone penetration ac... 12232
Perspectives Mar 10 Would rate hike necessarily widen NIM? With market participants anticipating a hike in rates soon, will the good old days of wider NIMs come back? Not necessarily as maturity of assets/loan... 5108
Perspectives Mar 09 Has the RMB become a safe haven currency? The increased use of the renminbi for international payments and investments in China’s capital markets by foreign investors, has seen demand and va... 17633
Perspectives Mar 01 Banks face escalating battle in fight against digital fraud With the proliferation of digital frauds in consumer and corporate banking, innovative mechanisms beyond bolstering the security of digital banking ar... 9104
Perspectives Feb 14 How will data centre investments in the Middle East benefit the financial services industry? The increased usage of IoT, big data analytics, artificial intelligence (AI), and machine learning (ML) by big techs and financial institutions (FIs) ... 4810
Perspectives Feb 14 UAE aims to become crypto hub of the Middle East The UAE has succeeded in luring multinational firms to operate such as Kraken, eToro, Alvexo, Coinbase, Binance, and Coinmama out of the ADGM.... 9974
Perspectives Feb 13 Middle East open banking boosts fintech ecosystem The Middle East financial sector has witnessed a significant growth in the fintech ecosystem. Many countries in the region have robust banking system... 7831
Perspectives Feb 07 China's looming demographic challenge China's birth rate plummeted to a record low last year, despite the implementation of the universal three-child policy, official data from China’s N... 3857
Perspectives Feb 04 China's EV market faces $8bn financing gap China, the world's largest electric vehicle (EV) market, recently announced policy changes to eliminate EV subsidy by 2023 to increase efficiency of t... 19653
Perspectives Feb 03 Seizing the “little giants”: Opportunities for China’s city and regional commercial banks Under the government’s full-scale plan to nurture technology-based SMEs, local banks are competing for startups that would be future giants.... 3163
Perspectives Jan 14 Will stock markets see a historic crash or unprecedented rally in 2022? Numerous governments and central banks have launched series of fiscal and monetary policies to stimulate the economy while launching various health an... 6185
Perspectives Jan 14 Lawmakers address energy consumption of crypto mining Governments and regulators worldwide are taking measures to address the negative environmental impact of Bitcoin mining. ... 4678
Perspectives Jan 14 DeFi risks and hacks on the rise 2021 marked two trends in the crypto sector: the massive explosion of crypto-assets and the multitude of hacker attacks that led to significant risks.... 4532
Perspectives Mar 01 Supply chain outlook in 2022 dims by higher shipping prices and dwell times As escalating shipping freight costs and geo-political developments disrupt supply chains in 2022, companies are increasing their share of local sourc... 940
